YOUR SMART RETIREMENT MEMBER KIT Near Retirement 2015 THE BENEFIT OF A LIFETIME Dear CalSTRS member, We invite you to take a few minutes to look through your kit. You’ll find information important to your career stage, including ways to increase your benefit. If you haven’t already done so, take advantage of our retirement planning workshops, including the Retirement...
Dear CalSTRS member, You’ve been helping your students build their futures, don’t forget about yours. CalSTRS is dedicated to your secure financial future and helping you get there. Your income in retirement is a shared responsibility between CalSTRS and you. Your CalSTRS benefit will replace about half of your final pay. How much will you need for your future? Pension2,...
Year-End 2014 Investment Quality Review Positioning the Company for the Long Term Pacific Life’s investment teams support the Pacific Life family of companies by focusing on investment strategies that stand the test of time and provide attractive risk-adjusted returns. A disciplined investment philosophy and a long-term perspective enable us to deliver products and services that help...
Dear CalSTRS member, You’re helping your students build their futures, don’t forget about yours. Your Member Kit provides a quick understanding of your defined benefit pension. As a vested member of CalSTRS, you’re eligible to receive a lifetime monthly benefit when you retire. Your income in retirement is a shared responsibility between CalSTRS and you. Your CalSTRS...
Survivor Benefits Remember Your Loved Ones As you plan for your future, remember your loved ones with CalSTRS survivor benefits. Your spouse, registered domestic partner, children or other loved ones may be eligible for survivor benefits after your death. The type and amount of benefits depend on: • • • • Your years of service credit. Your type of...
Concurrent Retirement Retiring From More Than One California Public Retirement System If you’re a member of CalSTRS and certain other California public retirement systems, you may be eligible to retire concurrently and: â— â— Qualify for a CalSTRS service retirement benefit at age 55 or older with less than five years of CalSTRS service credit. Increase your CalSTRS...
Teacher Retirement System of Texas
Teacher Retirement System of Texas Benefits Handbook www. trs.texas.gov/December 2015 This handbook has been written in nontechnical terms wherever possible. However, if questions of interpretation arise as a result of the attempt to make retirement and other benefit provisions easy to understand, TRS laws and rules must remain the final authority. The TRS Benefits Handbook is revised every...
M 79 Y84 black Community Property Guide For California Educators Involved in Divorce or Legal Separation white Contents 1. Introduction ..........................................................................................................................3 2. CalSTRS Retirement Accounts Affected by Community Property Laws.................................... 5 Defined Benefit...
Teacher Retirement System of Texas
TRS NEWS DECEMBER 2015 TEACHER RETIREMENT SYSTEM OF TEXAS Health care options discussed at town hall meeting The TRS Board of Trustees hosted a Health Care Town Hall meeting in Austin in October. The interactive meeting was part of a board meeting focusing solely on the health care environment affecting health plans across the country. The meeting featured presentations from national health...
SUPPLEMENTAL PAYMENTS FISCAL YEAR 2015-16 CALCULATION AND FUNDING INFORMATION Revised 8/2015 LPRD-104 California State Teachers' Retirement System Supplemental Payments Contents Purchasing Power ........................................................................................................................................... 3 2% Benefit Improvement Factor...
Teacher Retirement System of Texas
Teacher Retirement System Of Texas 2015 - 2019 Strategic Plan THIS PAGE INTENTIONALLY LEFT BLANK T E A C H E R R E T I R E M E N T S Y S T E M of T E X A S STRATEGIC PLAN FY 2015 – FY 2019 Board of Trustees Term Expires Hometown R. David Kelly (Chair) August 31, 2017 Plano Nanette Sissney (Vice Chair) August 31, 2015 Whitesboro Todd Barth August 31, 2015 Houston T....
Cash Balance Benefit Program: A Retirement Plan for Part-Time and Adjunct Educators Table of Contents Choose a Plan That Works for You ______________________________ 4 Understand the Cash Balance Benefit Program___________________ 6 Evaluate the Experiences of Other Educators____________________ 12 The Extras You Get With CalSTRS______________________________ 15 Cash Balance...
Teacher Retirement System of Texas
TRS-Care Sustainability and TRS-ActiveCare Affordability Study November 18, 2014 Teacher Retirement System of Texas TEACHER RETIREMENT SYSTEM OF TEXAS TRS-Care Sustainability and TRS-ActiveCare Affordability Study November 18, 2014 Table of Contents I. Executive Summary ............................................................................................................... 3 II....
Introduction to CalSTRS Disability Benefits 2013–14 CalSTRS Disability Benefits We hope all CalSTRS members will lead long, healthy working lives. But since illness and injury can interrupt careers, CalSTRS provides disability benefits to all qualifying Defined Benefit Program members. This brochure provides basic information about CalSTRS disability coverage, eligibility requirements...
Teacher Retirement System of Texas
2015 Teacher Retirement System of Texas Comprehensive Annual Financial Report A Component Unit of the State of Texas Fiscal Year Ended August 31, 2015 NN WI 1st E PLAC ER TRS o rher Supe her Teac Art st onte C TRS Mission Statement The mission of the Teacher Retirement System of Texas is: Improving the retirement security of Texas educators by prudently investing and managing trust...