Presentations (2872)
Federal Law Protects Renters During Foreclosure (NAPS)—There is good news for renters. A new federal law may provide them with more security and peace of mind when their landlords fail to pay their mortgage. As the number of foreclosures has increased across the country, some renters in good standing have received a nasty surprise— immediate eviction—when the houses,...
New Rules To Protect Those Who Buy Gift Cards (NAPS)—There’s good news for those who purchase or use gift cards. New rules that took effect in August are designed to offer consumers increased protection. The rules cover most gift cards purchased and used only at spe­ cific stores or groups of stores as well as branded gift cards (for example, cards with the...
Avoid Foreclosure Rescue Scams (NAPS)—Following a few suggestions can help save many homeowners struggling with mortgages and other debt from seeing things go from bad to worse. For one thing, you can get free assistance from a housing counselor approved by the U.S. Department of Housing and Urban Development at (888) 995-4673 and makinghomeaffordable.gov. As for people or...
Don’t Let High-Tech Thieves “Skim”Your Bank Account (NAPS)—The next time you use your credit or debit card at an automated teller or payment machine, be careful. High-tech thieves can use phony card scan­ ners and tiny cameras to steal your personal data and your money. “Card-skimming” thieves use hidden devices to...
Check Out Gift Cards (NAPS)—According to the Office of the Comptroller of the Currency, sometimes you should look a gift horse in the mouth—or at least look over gift cards before giving them for the holidays. Gift cards can be convenient and valu­ able. But be careful, these experts warn; the popular cards may have costs and restrictions. What To Watch For Here are...
Your Independent Foreclosure Review (NAPS)—Did you face foreclo­ sure in 2009 or 2010? If so, the Office of the Comptroller of the Currency says you may be eligible for a free independent review of your case. Independent foreclosure re ­ views let borrowers who faced foreclosure on their primary res­ idences between January 1, 2009 and December 31, 2010 request...
Help For Those Hurt By Foreclosure Errors (NAPS)—If you received any notices about foreclosure of your primary residence in 2009 or 2010 and suffered financial harm because of errors in that foreclo­ sure process, even if you did not lose your home, you may qualify for a free, independent review. The deadline for requesting that review is December 31, 2012. Conducted at the...
Deadline Extended For Free Foreclosure Review (NAPS)—There’s good news for some victims of foreclosure. They now have until December 31 to request a free review and could receive compensation if errors are found. Ordered by federal bank regula­ tors—the Office of the Comptroller of the Currency and the Board of Governors of the Federal...
How Honest Abe Built Banks To Save America (NAPS)—Many Americans may be surprised to learn a littleknown fact about Abraham Lin­ coln that may still be helping them today. If you’re like most people, you think of a bank as a place to safely store your money or to get a loan. Modern banks do provide such services, but there’s more to the story—and to...
Comptroller of the Currency Administrator of National Banks US Department of the Treasury The OCC’s Strategic Plan September 2011 Office of the Comptroller of the Currency Washington, DC 20219 Contents Message From Acting Comptroller John Walsh...........................................................................1 The OCC Today...
What you can expect from us • We will confirm receipt of your complaint. What to do if you have a question or complaint about a national bank • ...
Procedural Guide for NFA Arbitrators Introduction Arbitration is a popular dispute resolution alternative to time-consuming and costly litigation. The pressures of an overburdened and backlogged court system have led legislatures and courts alike to provide arbitration panels with powers that are similar to those of the courts themselves, including the powers: Introduction 3 NFA’s...
NFA Arbitrators Chairperson’s Handbook Serving as an NFA arbitrator can be a challenging and rewarding experience. And NFA is committed to providing you, our arbitrators, with as much information as you need to perform your duties effectively. From feedback we have received Contents throughout the history of our program, we know Qualities of an Effective Chairperson 2 that many of...
