Presentations (2872)
U.S. Department of the Treasury
Findings from Focus Groups of LMI Youth Regarding Saving and Spending In the summer of 2014, America Saves conducted focus groups as part of the research and program development for the America Saves First-Time Workers Initiative. The initiative works with Summer Youth Employment Programs (SYEP) to encourage first-time workers to utilize direct deposit and save a portion of their paycheck. These...
U.S. Department of the Treasury
Initial Results of the Fiscal Year 2004 Earned Income Tax Credit Concept Tests Provide Insight on Ways Taxpayer Burden Can Be Reduced in Future Tests October 2004 Reference Number: 2005-40-006 This report has cleared the Treasury Inspector General for Tax Administration disclosure review process and information determined to be restricted from public release has been redacted from this...
U.S. Department of the Treasury
EXPANDING THE MARKET FOR INFRASTRUCTURE PUBLIC-PRIVATE PARTNERSHIPS ALTERNATIVE RISK AND PROFIT SHARING M O ENT F THE EASURY TR E DEPA TH RT APPROACHES TO ALIGN SPONSOR AND INVESTOR INTERESTS 1789 U.S. DEPARTMENT OF THE TREASURY Office of Economic Policy April 2015 EXPANDING THE MARKET FOR INFRASTRUCTURE PUBLIC-PRIVATE PARTNERSHIPS: ALTERNATIVE RISK AND PROFIT SHARING APPROACHES TO ALIGN...
U.S. Department of the Treasury
Risk Management Insights Treasury’s State Small Business Credit Initiative: A Funding Resource Option for Small Business Lenders Clifton Kellogg, Director of the State Small Business Credit Initiative Local banks are well-situated to meet the credit needs of small businesses. Small businesses are a critical component of job creation and a healthy local economy. That is why the United...
For Release Upon Delivery 10:00 a.m., February 10, 2015 TESTIMONY OF TONEY BLAND SENIOR DEPUTY COMPTROLLER FOR MIDSIZE AND COMMUNITY BANK SUPERVISION OFFICE OF THE COMPTROLLER OF THE CURRENCY Before the COMMITTEE ON BANKING, HOUSING AND URBAN AFFAIRS UNITED STATES SENATE February 10, 2015 Statement Required by 12 U.S.C. § 250: The views expressed herein are those of the Office of the...
For Release Upon Delivery 10:00 a.m., March 19, 2015 TESTIMONY OF THOMAS J. CURRY COMPTROLLER OF THE CURRENCY before the COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS UNITED STATES SENATE March 19, 2015 Statement Required by 12 U.S.C. § 250: The views expressed herein are those of the Office of the Comptroller of the Currency and do not necessarily represent the views of the...
Senior Deputy Comptroller Discusses Efforts to Address Challenges Facing Community Banks and Thrifts
For Release Upon Delivery 9:15 a.m. on April 23, 2015 TESTIMONY OF TONEY BLAND SENIOR DEPUTY COMPTROLLER FOR MIDSIZE AND COMMUNITY BANK SUPERVISION OFFICE OF THE COMPTROLLER OF THE CURRENCY Before the SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT HOUSE COMMITTEE ON FINANCIAL SERVICES UNITED STATES HOUSE OF REPRESENTATIVES April 23, 2015 Statement Required by 12 U.S.C. §...
TESTIMONY OF THOMAS J. CURRY COMPTROLLER OF THE CURRENCY before the COMMITTEE ON FINANCIAL SERVICES UNITED STATES HOUSE OF REPRESENTATIVES December 8, 2015 Statement Required by 12 U.S.C. § 250: The views expressed herein are those of the Office of the Comptroller of the Currency and do not necessarily represent the views of the President. I. Introduction Chairman Hensarling,...
Comptroller’s Handbook CC-EFTA Consumer Compliance (CC) Electronic Fund Transfer Act August 2014 Ofï¬ce of the Comptroller of the Currency Washington, DC 20219 Contents Introduction ..............................................................................................................................1 Background and Summary...
Default Probability and Loss Given Default for Home Equity Loans Michael LaCour-Little Yanan Zhang Office of the Comptroller of the Currency Economics Working Paper 2014-1 June 2014 Keywords: mortgage default, loss given default, home equity loans, securitization. JEL classifications: G21, G28. Michael LaCour-Little is a professor of finance at California State University at Fullerton...
Further Investigation of Parametric Loss Given Default Modeling Phillip Li Min Qi Xiaofei Zhang Xinlei Zhao Office of the Comptroller of the Currency Economics Working Paper 2014-2 July 2014 Keywords: loss given default, Tobit regression, smearing estimator, Monte Carlo estimator, transformation regressions, retransformation, inverse Gaussian regression, beta transformation, censored gamma...
Asset Commonality and Systemic Risk Among Large Banks in the United States Sharon Blei Federal Reserve Bank of Richmond Bakhodir Ergashev Office of the Comptroller of the Currency Economics Working Paper 2014-3 September 2014 Keywords: asset commonality, portfolio diversification, systemic risk, Herfindahl Hirschman Index, dispersion index, cluster analysis JEL classifications: C19, G11,...
Thermodynamic Properties of the U.S. Banking System Bakhodir Ergashev Office of the Comptroller of the Currency Economics Working Paper 2015-1 May 2015 Keywords: the U.S. banking system, thermodynamic systems, bank groups, herding, systemic risk, multi-objective portfolio optimization JEL classifications: C19, G11, G21 Bakhodir Ergashev is a senior financial economist at the Office of the...
Key Issues in Developing Commercial Credit Default Models Jack Rutner Office of the Comptroller of the Currency Economics Working Paper 2015-2 July 2015 Keywords: DFAST, default, probability of default, upgrades and downgrades, economic factors, data limitations, sparsity, obligors, segments, granular, risk ratings, risk categories, industry, temporal frequency, economic factors, selection,...
