The Financially At Risk Understanding the 12% of America That Experiences the Most Financial Stress Over 29 million Americans comprise the 7 US Financial Health Segments “at risk” segment – most likely of all the segments to live paycheck to paycheck and run out of money before the end of the month. Seven in ten struggle to keep on top of their bills, and a quarter...
Understanding and Improving Consumer Financial Health in America The Center for Financial Services Innovation (CFSI) is the nation’s authority on consumer financial health. CFSI leads a network of financial services innovators committed to building a more robust financial services marketplace with higher quality products and services. Through its Compass Principles and a lineup of...
The Financially Striving How 16% of Americans Are Working Toward Better Financial Lives 7 US Financial Health Segments Strivers are generally able to make ends meet, but many of them are not satisfied with their current financial situation and are working to better their financial circumstances. This segment differentiates itself by Healthy Coping Vulnerable its unusually high rate of planning...
The Financially Unengaged Reaching the 16% of Americans Who Aren’t in Touch With Their Financial Standing 7 US Financial Health Segments According to the Center for Financial Services Innovation’s 2014 study on consumer financial health, a whopping sixteen percent of the country is unengaged with their financial situation. This segment Healthy Coping Vulnerable earns its name...
The Tenuous Segment 29 Million Coping, with Little Buffer for Financial Hurdles 7 US Financial Health Segments More than half of Americans in the tenuous segment live paycheck to paycheck (53%) and struggle to keep up with bills and credit payments. Yet the majority receive regular wages and predictable income. Healthy Coping Vulnerable In many ways, individuals in the tenuous segment resemble...
City Financial Inclusion Efforts: A National Overview FINDINGS FROM THE CITY SCAN OF LOCAL FINANCIAL INCLUSION EFFORTS CONDUCTED BY THE NATIONAL LEAGUE OF CITIES Copyright © 2015 National League of Cities Cover photo credits (left to right): Top row: Getty Images, Digital Vision; Getty Images, Creatas Bottom row: Getty Images, Digital Vision; Getty Images,...
Aging and Financial Inclusion: An Opportunity A joint publication of HelpAge International and the Center for Financial Inclusion at Accion February 2015 Table of Contents Foreword 2 1. What Is Older Age and Why Does it Matter? 3 Income Strategies in Later Life 5 Financial Services and Aging 6 2. Pensions and Savings 7 Pension Coverage at the Base of the Pyramid 7 Social...
Building Evidence to Promote Financial Inclusion Stephen Nuñez with Embry Owen James Riccio March 2014 Funding for this paper was provided by MetLife Foundation. We would like to acknowledge the help of MDRC staff members who contributed to the production of the paper. Gordon Berlin, Gayle Hamilton, Richard Hendra, John Hutchins, Robert Ivry, Frieda Molina, and Caroline Schultz...
Focus on inclusion MEASURING FINANCIAL INCLUSION IN TURKEY This brief summarizes the current state of financial inclusion in Turkey in terms of financial service usage and the level of access to financial services for individuals and small and medium-sized enterprises (SMEs). INTRODUCTION Turkey is the 16th largest economy in the world in terms of GDP, a member of G20, OECD and a candidate for...
Consumers & Credit Scores: Understanding Consumer Confusion to Target Solutions About the Consumer Financial Health Study The Center for Financial Services Innovation (CFSI) launched its Consumer Financial Health Study to better understand the current state of financial health in America and consumer challenges. For more on the study – including details on the survey...
INCREASE SAVINGS January 2015 By: Kristen Berman of Irrational Labs OVERVIEW................................................4 THE ...
Title Ensuring Access. Empowering Communities. Into Action FINANCIAL INCLUSION 2014 | Annual Report Title Steven A. Kandarian Chairman, President & CEO of MetLife, Inc. “ The Foundation’s support for financial inclusion efforts around the world reflects MetLife’s belief that giving people the tools to build their future financial security helps them...
01 who we are 02 where we are 03 our role in the world 04 for our communities METLIFE IN THE WORLD Founded in 1868, MetLife, through its subsidiaries and afï¬liates, is a global provider of life insurance, annuities, employee beneï¬ts and asset management. Serving approximately 100 million customers and 90 of the FORTUNE 100® as clients, MetLife has operations in nearly...